Dietitians can play a vital role in your health care. It is especially true if you are suffering from diabetes or high cholesterol. Unfortunately, nutrition counseling is not cheap. That’s why a lot of you are asking, “Does health insurance cover dietitian?”
Does Health Insurance Cover Dietitian or Nutrition Counseling?
Nutrition counseling is critical to help you develop a healthy lifestyle, especially if you are diagnosed with a life-threatening condition.
Depending on your health insurance plan, dietitians may be covered by your policy. But it varies on the reason you are seeking counsel.
Your dietitian visit may be covered if it is a part of a doctor-prescribed treatment for your condition, like hypertension, obesity and coronary heart disease, among others.
Medicare, for instance, covers health nutrition therapy services for patients with diabetes or kidney disease. But these patients must obtain a referral from their physician.
Getting Health Insurance to Pay for Your Diet Counseling
If you have high cholesterol, for example, you need to follow the right diet. With proper nutrition, several medical conditions can be alleviated.
Health insurance companies would pay for your treatments and surgeries related to your condition. However, most of them do not cover nutrition therapy that could alleviate your disease.
But you can still get coverage for your nutrition counseling. Here are some tips.
Obtain a Referral
Does health insurance cover dietitian if you have a referral? As mentioned earlier, it is vital that you get your physician’s recommendation to see a nutrition therapy.
But you can only obtain such referral if your doctor believes that nutrition therapy is vital to your health.
The good thing is that if you have diabetes and other serious medical conditions, your doctor is likely to recommend you to see a dietitian.
With a professional recommendation, it boosts your chances of getting covered by your insurance for seeking nutrition therapy.
Make Sure that It is a Medical Need
Your insurer will pay for your nutrition if the therapy is deemed to be necessary for your situation and that it improves your medical condition.
When you emphasize the medical need, make sure to use the term medical nutrition therapy, rather than diet need.
Find a Registered Nutritionist
Several medical professionals can give you nutrition advice. However, your insurer is most likely to cover your therapy if you seek counseling from a registered dietitian. Ask your doctor about a registered dietitian in your area.
You may also boost your chances of being covered if you ask your dietitian to talk to your health insurance provider to talk about your case.
Does Aetna Cover Nutritionist?
Aetna is one of the major health insurers in the US. It considers nutrition therapy as medically necessary in preventing children and adults to be obese.
It also helps in preventing adults to develop cardiovascular disease and other life-threatening conditions.
If the therapy is prescribed by a doctor and provided by a licensed nutritionist or registered dietitian, then therapy might be covered by your Aetna health insurance plan.
However, Aetna does not cover nutrition counseling if it is used for conditions not nutritionally related, like ADHD, fatigue, and asthma, among others.
Does Blue Cross Blue Shield Cover Nutritionist?
Nutrition counseling may be covered by BCBS. This health insurance company knows the benefits of healthy eating.
It has a wide network of nutrition counselors. Many of BCBS plans can cover their services.
Before you seek nutrition counseling, make sure to call BCBS and talk about your current plan.
However, it is most likely to be covered if the counseling is deemed necessary in managing your chronic condition. If it helps with your anxiety and depression, then your plan may cover the therapy.
Does United Healthcare Cover Nutritionist?
UH members have an online weight management coach. The online coach will give you a personalized diet based on the health data you provided.
Your online coach may or may not suggest intermittent fasting, though. However, if you think that you can benefit from IF, you may ask your coach about it.
If your coach thinks that IF is beneficial, you are given meal plans to help feed your stomach with the right nutrients after fasting. In that way, you feel full for a lot longer.
Nutritional counseling may also be covered, depending on your plan. If your doctor agrees that your weight causes you some health problems, then your nutritional counseling therapy may be covered.
If you are eligible for this type of therapy, your plan may include three meetings per disease. For instance, if you have diabetes and coronary artery disease, your three meetings for every disease are covered by your plan. That is, the six meetings will be paid by your plan.
However, if you are seeking nutritional therapy because you are obese, then your United Healthcare plan will not cover it.
You may also be eligible to meet with a nutrition counselor if your plan includes mental health benefits. UH considers your weight can lead to a mental health issue.
UH also provides discounts for a member to attend Weight Watchers meetings.
Does Cigna Offer Nutrition Counseling Plan?
Cigna has a huge network of dietitians. You may contact Cigna’s customer support team to find out if your plan covers a nutrition counseling plan.
It is most likely that your plan will cover your dietitian visit because the company emphasizes healthy eating.
But to be sure, consult your physician and Cigna’s customer support.
The only person who can answer your question, “Does health insurance cover dietitian” is your health insurer. You may contact the customer support to find out what coverage you can get when you consult with a nutritionist. As long as it is related to your health condition, then it is likely that your health plan will pay for nutrition counseling.